Rent + hold
DSCR Rental
Qualify on the property’s rental income rather than personal income. For long-term and short-term rentals.
Mortgage and private money financing for homebuyers and real estate investors who are buying, renovating, refinancing, or building.
Why clarity matters now
Borrowers need speed, but they also need a complete view of leverage, costs, milestones, and payoff.
Market context: ATTOM Q2 2026 U.S. Home Flipping Report. Gross ROI excludes rehab and other expenses.
Loan programs
Start with what you want to do with the property. The application only asks the questions that matter for it.
Rent + hold
Qualify on the property’s rental income rather than personal income. For long-term and short-term rentals.
Acquire + improve
Purchase and renovation financing sized around the as-is value and the value after the work is done.
Lower + restructure
Replace an existing mortgage, with or without funds for improvements. We’ll compare it to your current rate and payment.
Build + create
Ground-up financing for a new home or residential project, from land through completed value.
Finish the job
Financing to finish a build that’s already underway, based on the work in place and the completed value.
The borrower experience
Apply online in a few minutes. A loan officer reviews every request, then documents, e-signatures, and status updates all live in one place.
Tell us about the property and the plan. Only relevant questions are shown.
Available nowA loan officer reviews the request and reaches out about fit and next steps.
Available nowUpload what underwriting needs securely, with a clear checklist of what’s left.
Coming soonReview and sign disclosures and loan documents online.
Coming soonSee your loan status, milestones, and next actions in your applicant portal.
Coming soonFor correspondents and originators
Partner originators and correspondents can use our application and document collection to fund loans directly with us, at competitive per-loan pricing.
Your clients complete one clean application and we take it from there.
Secure upload and electronic signatures, with status visible to everyone involved.
Mortgage and private money options across purchase, rehab, refinance, and construction.
Applicant and loan tracking, so you always know where your borrower stands.
Lend Some Money